Knowledge base

Financial decision questions

Expert answers backed by 2026 federal data from BLS, Federal Reserve, IRS, and peer-reviewed research.

Divorce

How much does divorce cost? → Should I choose COBRA or marketplace insurance after divorce? → Should I keep the house or sell in a divorce? → How is retirement divided in a divorce? → What is the financial checklist for divorce? →

Job Loss

How long does unemployment last? → Can you negotiate a severance package? → What should you do in the first 48 hours after job loss? → COBRA vs marketplace insurance after job loss? → Should I freelance or do full-time job search? →

Medical Emergency

How to negotiate medical bills? → Does medical debt lead to bankruptcy? → What to do when insurance denies a claim? →

Home Purchase

How much down payment do I need for a house? → Is a 15-year or 30-year mortgage better? → Is it better to rent or buy? →

Retirement

When should I claim Social Security? → How much money do I need to retire? → Does the 4% rule still work? →