Decision Tools
Interactive tools to help you plan, budget, and recover after a major life event.
Start with your situation
Not sure which calculator to use? Begin with a broader assessment or recovery plan.
Divorce and co-parenting
Model the financial decisions that can arise during separation, divorce, and shared parenting.
Divorce Financial Impact Tool
Estimate total costs, asset division, alimony, child support, and a post-divorce budget.
Open toolAlimony Estimator
Model a planning range for monthly spousal support using income and marriage length.
Open toolChild Support Tool
Explore an income-based child-support planning estimate before checking your state’s rules.
Open toolAsset Division Tool
Compare possible marital asset and debt divisions in one worksheet.
Open toolPost-Divorce Budget Planner
Build a realistic single-income monthly budget with housing, insurance, and childcare.
Open toolDivorce Cost Estimator
Compare planning costs for mediation, collaborative divorce, and litigation.
Open toolMediation vs. Litigation Cost
Compare dispute-resolution costs, timelines, and financial tradeoffs.
Open toolCo-Parenting Expenses
Plan how childcare, medical, extracurricular, and education costs may be shared.
Open toolDating-After-Divorce Budget
Set a dating budget without derailing your financial recovery plan.
Open toolEmployment, benefits, and income
Plan cash flow, benefits, and new income during job loss or a career transition.
Emergency Fund Runway Tool
Estimate how many months your savings can cover essential expenses.
Open toolUnemployment Benefits Estimator
Create a planning estimate of weekly benefits and potential duration by state.
Open toolSeverance Decision Tool
Estimate the value of pay continuation, benefits, and other severance components.
Open toolCOBRA vs. Marketplace Insurance
Compare premiums, deductibles, and expected costs using quotes for your situation.
Open toolCareer Pivot Salary Comparison
Compare compensation and transition costs across industries or roles.
Open toolFreelance Income Projector
Project freelance revenue using your rate, utilization, and client pipeline.
Open toolSide Hustle Revenue Tool
Model part-time or gig revenue and related costs.
Open toolResume Gap Cost Tool
Explore the possible earnings impact of an extended employment gap.
Open toolRelocation Cost Analysis
Compare moving costs, cost of living, and the financial impact of relocating for work.
Open toolFamily and household planning
Prepare for household changes, family protection, and education costs.
New Baby Budget Tool
Estimate first-year costs including childcare, medical care, supplies, and leave.
Open toolSingle-Income Household Planner
Restructure expenses and test a transition from two incomes to one.
Open tool529 College Savings
Project education savings growth using contributions and a time horizon.
Open toolInsurance Needs Tool
Estimate a life-insurance planning amount from income, debts, and family needs.
Open toolFinancial foundations and tax
Review your wider financial position and turn the results into practical next steps.
Life Event Tax Impact
Explore how a major life change may affect a simplified federal tax estimate.
Open toolDebt Triage Prioritizer
Organize debts and compare payment priorities when cash flow is limited.
Open toolNet Worth Tool
Add assets and liabilities to create a current financial snapshot.
Open toolSpending Analyzer
Compare your spending with a 50/30/20 planning framework.
Open toolRetirement Readiness Score
Review a planning score based on savings, contributions, time, and retirement goals.
Open toolNot sure where to start?
Choose your life event for a guided decision path, or take the Recovery Score assessment.
Explore the Decision Center