Benchmarks

How Do You Compare?

National averages, recovery timelines, and community data points to help you understand where you stand — and where you're headed.

Quick Financial Health Check

Enter your numbers to see how you compare to national benchmarks.

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Months of Runway
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vs. Median American
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Debt-to-Savings Ratio

Average Divorce Cost by Method

Source: Martindale-Nolo 2023 Survey
Mediated
$6,500
Collaborative
$22,500
Litigated
$25,000+
With Custody
$30,000+

Average Recovery Timeline

Source: Federal Reserve, BLS, Census

Job Loss → Reemployment

5.2 months median

BLS reports 21 weeks median unemployment duration

Divorce → Financial Stability

2–5 years

Depends on asset division, support, and housing decisions

New Baby → Budget Equilibrium

8–14 months

After initial gear costs and leave income gap

Career Change → Salary Recovery

18–36 months

To match or exceed previous compensation

Emergency Fund: Americans vs. Recommended

Source: Federal Reserve Survey of Household Economics

Income Impact by Life Event

Average household income change in year 1

Monthly Childcare Cost by State (Top 10 Most Expensive)

Source: Economic Policy Institute 2023

Average American Debt Breakdown

Source: Federal Reserve Bank of New York, 2024

National Savings Rate Trend

Source: Bureau of Economic Analysis

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