Retirement assets are typically divided through a Qualified Domestic Relations Order (QDRO).
Retirement assets are typically divided through a Qualified Domestic Relations Order (QDRO). The average divorcing couple has $140,000-$280,000 in combined retirement assets. QDRO preparation costs $1,500-$3,000, but errors in the division process can cost $20,000-$50,000 in lost retirement value.
A 401(k) split via QDRO avoids the 10% early withdrawal penalty. IRAs are divided through a transfer incident to divorce. Social Security benefits may be available based on an ex-spouse’s record if the marriage lasted 10+ years..
The PivotReset Decision Support Engine shows you the 12-month financial projection for each path.
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