How much does divorce cost?
The average U.S.
The full picture
The average U.S. divorce costs $15,000-$30,000 in legal fees alone (ABA, 2024). Total financial impact including housing, retirement division, insurance changes, and lifestyle adjustment averages $102,000 over five years according to Federal Reserve Survey of Consumer Finances data.
Mediation costs $5,000-$7,500 vs. $25,000-$50,000+ for litigation. The housing decision alone creates a median $47,000 difference in net worth over five years (NAR).
COBRA insurance adds $717/month vs. $280/month for marketplace alternatives — a $5,244/year difference. The PivotReset Decision Support Engine models each of these scenarios with your actual numbers..
Model this decision with your actual numbers
The PivotReset Decision Support Engine shows you the 12-month financial projection for each path.
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