Most recovery tools are open forever. Pro unlocks advanced features for people who want deeper guidance.
Open
No account needed
$0/forever
Everything you need to start your financial recovery.
Get Started
- Recovery Score assessment (1 included)
- Life-event decision tools for every transition
- In-depth life-event guides
- 8 Pivot Hub benchmarks
- Recovery Path — Phase 1 (Stabilize)
- Interactive "Where Do You Fall?" tools
- Social sharing on all results
- Recovery Path — Phases 2 & 3
- Score history & progress tracking
- Badge earning & gamification
- AI Recovery Coaching
- Branded PDF export
Account
Email signup
$0/forever
Save progress, earn badges, and track your recovery over time.
Create Account
- Everything in Open
- Unlimited Recovery Score assessments
- Score history & trend tracking
- Recovery Path — Phase 1 + Phase 2
- Badge earning & gamification
- Community benchmark comparisons
- Monthly recovery reminders
- Progress saved to cloud
- Recovery Path — Phase 3 (Grow)
- AI Recovery Coaching
- Weekly AI check-ins
- Branded PDF export
Pro
Full access
$11.99/month
AI-powered coaching, full Recovery Path, and advanced features.
Start Pro — 7 Day Trial
- Everything in Account
- Recovery Path — All 3 Phases (phased recovery steps)
- AI Recovery Coaching (Claude-powered)
- Per-step personalized guidance
- Weekly AI check-in summaries
- "Skip step" impact analysis
- AI Recovery Roadmap on score results
- Branded PDF export on all pages
- Shareable badge cards
- Priority support (hello@pivotreset.com)
- Cancel anytime — no contracts
$99/year (save 31%)
Common Questions
Can I really use PivotReset for free?
Yes. Life-event decision tools, in-depth guides, federal-data benchmarks, and Phase 1 of your Recovery Path are open to use. No credit card required. Creating an account unlocks unlimited assessments, progress tracking, and Phase 2.
What does Pro include that Open doesn't?
Pro unlocks Phase 3 of your Recovery Path (31 advanced steps), AI coaching powered by Claude, weekly AI check-in summaries, "skip step" impact analysis, AI Recovery Roadmap on your Recovery Score results, and branded PDF export.
Can I cancel Pro anytime?
Yes. Cancel anytime from your account settings or by emailing hello@pivotreset.com. No contracts, no cancellation fees. Your account features remain active after cancellation.
Is my data private?
Yes. We never sell your data. Recovery Scores and Path progress are stored in your private Firestore account. Community benchmarks use anonymized, aggregated data only. Read our
Privacy Policy.